Thursday, December 26, 2019

Gifted Children with Learning Disabilities Free Essay Example, 2500 words

It is evidently clear from the discussion some adults who anyhow managed to pass out their school often come across difficulty in coping with the basic literacy agility and dexterity, they are slow in processing the information, understanding the facts and also find difficulty in reciprocating the facts. Attention intricacies are often faced by such individuals, chronic absentmindedness, poor memory retention, and complexity are also observed in their organizational skills as well as management of things. According to the research findings, it can, therefore, be said that there are various misnomers persisting in the society about the learning disabilities encompassing- individuals with learning disabilities are have low intelligence and they can never learn appropriately. However, according to Gerber most of the students with learning disabilities possess average to above average intelligence. According to Brody Mills, most of the individuals belonging to the category of learning disability are actually gifted. Timely guidance, supervision and with patience and hard work these individuals are able to cope well to overcome their learning disabilities and can be successful individuals in future. In certain cases, individuals with learning disabilities are marked as the individuals who are lazy and out of their laziness they tend to cut excuse that they are negligent, careless and apathetic or unenthusiastic. We will write a custom essay sample on Gifted Children with Learning Disabilities or any topic specifically for you Only $17.96 $11.86/pageorder now Gradually, with the research being carried out and studies performed it is now established that learning disabilities are the resultant of neurological mutilations and it is not related with the characteristic attributes of the individual. The present research has identified that an individual has no control over such an attitude and therefore by nature, such individuals are not lazy or unenthusiastic but because of their neurological condition they tend to display such characteristics

Wednesday, December 18, 2019

Aquinas on the Existence of God - 608 Words

I found Aquinas’ theory to prove the existence of God very interesting one. It is easy to understand and it is logical. Summa Theologiae was one of the best works of Aquinas. St. Thomas was a writer too and wrote many commentaries on Aristotle and other theological and philosophical topics. Aquinas categorized his arguments to prove the existence of god into five ways. The first way is the argument from motion. There are many things which are moving, it is not that all of a sudden everything started moving. The first mover caused the others to move and so on. This motion cannot be infinity because there would be no first mover then. Therefore, the first move is caused by what is said to be god. The second way is argument from efficient cause. The first efficient cause is god which led to other causes. It is not possible that everything exists by itself. In this argument also, efficient causes cannot go to infinity. The third way is the argument from possibility and necessity. Either things exist or they don’t. If they don’t exist, nothing would have existed by now. There must exist something the existence of which is necessary which caused the others to exist that is God. Others beings are dependent on each other while God is independent. The fourth way is argument from gradation of being. The fifth way is argument from design. All natural things act for an end to achieve some goal. It is not possible that they are doing these things by themselves. They are directed byShow MoreRelatedThomas Aquinas And The Existence Of God849 Words   |  4 Pagestimes, the existence of God. Each philosopher has a varyingly different theory on how whether in fact God does exist, or that he does not exist. Evidently, God’s existence has not been settled and will continue to be deliberated until humans no longer exist, however, there are philosophers who are more successful at arguing for God’s existence than other theories do. Thomas Aquinas, a renowned philosopher and regarded as one of the greatest Christian theologians, wrote about God’s existence which isRead MoreThe Existence Of God By Thomas Aquinas2218 Words   |  9 PagesKaitlyn Yinger 10-8-14 Robert Evans Intro to Philosophy The Existence of God Thomas Aquinas was a theologian that was a priest in the 1200’s and wanted to prove that God existed. He created many books and articles in his lifetime about God and things with the catholic religion, but, his more famous book Summa Thelogia gave five arguments that God exists in Articles II and III they are explained in detail. Below is my understanding of what he was saying the works of two other man that hadRead MoreThe Existence Of God Through Aquinas Views1949 Words   |  8 PagesIn this paper I am going to discuss the existence of God through Aquinas’ views, with the the argumentation he presents. Following the process of proving the existence of God through Aquinas’ views, I will present an objection or two to his argument. Aquinas’ views were highly influenced upon Aristotle’s prime mover. The problem that is trying to be solved is the existence of God. Aquinas most famous for proving the actuality of God is his argument, The Five Ways of the Summa Theologiae. HoweverRead MoreEssay on Anselm and Aquinas: on the Existence of God1029 Words   |  5 PagesDoes God exist? That question has been asked by people for centuries. Christians, Jews, and Muslims would all say that God exists. They would claim that He is the creator of all things and is of a higher being than man is. Others would claim either that God does not exist or that God is not what the Christians, Jews, and Muslims say He is. Both Anselm and Aquinas address this question: Anselm in his Proslogion and Aquinas in his Summa Theologica. The opinions of Anselm and Aquinas as toRead MoreSt. Thomas Aquinas On The Existence Of God1338 Words   |  6 Pagesphilosophers shifted their focus primarily to proving the existence of God, as well as other religious tenets they held. Two Saints of the Catholic Church, St. Anselm and St. Thomas Aquinas, developed their own respective proofs for the existence of God. These proofs have gained fame over the s ubsequent centuries and still face debate and comparison today. Although both St. Anselm and St. Thomas Aquinas both offer proofs for the existence of God, the proofs differ drastically due to the distinct argumentativeRead MoreSt. Thomas Aquinas On The Existence Of God1048 Words   |  5 PagesSt. Thomas Aquinas is considered to be one of the greatest minds of the western world as well as one of the greatest theologians. In his work Summa Theologica, which he revised many times over the course of his life, he explored the existence of God, and there are essentially five ways in which St. Thomas Aquinas argues the existence of God. The first way is the argument from change, the second way is the argument from causation, the third argument is the argument from possibility and necessity,Read MoreAquinas Arguments for the Existence of God Essay1274 Words   |  6 PagesAquinas Arguments for the Existence of God In Summa Theologica, Question 2, Article 3, Aquinas attempts to prove the existence of God. He begins with two objections, which will not be addressed here, and continues on to state five arguments for the existence of God. I intend to show that Aquinas first three arguments are unsound from a scientific standpoint, through support of the Big Bang theory of the creation of the universe. In the first and second argumentsRead MoreAquinas Five Proofs for the Existence of God1933 Words   |  8 Pagesknowledge. For Saint Thomas Aquinas, his passion involved the scientific reasoning of God. The existence, simplicity and will of God are simply a few topics which Aquinas explores in the Summa Theologica. Through arguments entailing these particular topics, Aquinas forms an argument that God has the ability of knowing and willing this particular world of contingent beings. The contrasting nature of necessary beings and contingent beings is at the heart of this debate. Aquinas sets up this argumentRead MoreComparing Aquinas And Descartes Arguments For The Existence Of God766 Words   |  4 PagesAquinas and Descartes both have arguments for the existence of God, with some similarities and a multitude of differences. Descartes presents two major premises in his argument with his degrees of reality principle and his casual adequacy principle. It is possible for Descartes to be influenced by Aquinas, but the arguments for the same thing differ greatly that even if any inspiration Descartes could have pulled from Aquinas work is minimal, to say the least. Comparing Aquinas and Descartes theyRead MoreThomas Aquinas And His Views On The Existence Of God1527 Words   |  7 PagesThomas Aquinas was a famous philosopher and theologian from the 1200’s who dedicated his life to praising and explaining the existence of a higher being, God. Aquinas presents his evidence for the existence of a higher being through five distinct ways in the Summa Theologica. These ways give reason for God’s existence through the cause, existence and final cause of different events and objects. The two first ways made by Aquinas are the most influential sources I found that provide good evidence

Tuesday, December 10, 2019

Properties of Gases free essay sample

Properties of gases and to use these properties to identify these gases when they are encountered. Hypothesis: This experiment was for observational purposes to learn about the physical and chemical properties of gases, no hypothesis was required in order to do this. Data/Results: Questions: 1. Give two reasons why we fill the gas generator test tubes almost to the top with chemicals. Two reasons why the gas generator test tubes are filled almost to the top with chemicals is so there is less space for anything else not involved in the experiment results to get inside of the test tube and contaminate said results and also to make sure that there is enough of the chemical inside of the test tube to make a visible reaction happen. 2. What happens to the zinc in the hydrogen generation experiment? The zinc is dissolved which forms hydrogen and zinc chloride in the hydrogen generation experiment. We will write a custom essay sample on Properties of Gases or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page 3. What happens to the manganese in the oxygen generation experiment? The manganese made the reaction happen faster in the oxygen generation experiment. 4. Write a balanced equation for the reaction between O2 and H2. 2H2 + 02 - 2H20 5. What is the function/purpose of the bromothymol blue in the CO2 experiment? The function/purpose of the bromothymol blue in the CO2 experiment was to show that CO2 was present and pure when mixed with the bromothymol blue because of the reaction that occurred. The change in color was a result of the combination of the CO2 and the bomothymol blue combining to form a new substance that is acidic. 6. Bromothymol blue is blue in the presence of basic solutions, and yellow in the presence of acidic solutions. If your solution is a murky green, what might you assume about the solution? If Bromothymol blue is blue in the presence of basic solutions and yellow in the presence of acidic solutions, if a solution that is murky green is observed one might conclude that it was neutral, neither acidic nor basic. Conclusion: The purpose of this lab was to investigate some physical and chemical properties of gases and to use these properties to identify these gases when they are encountered. The hypothesis was neither rejected nor supported because this experiment did not require one. Improper use of new and slightly confusing science equipment and not putting chemicals and substances close enough together for a reaction to happen are two possible sources of error for this experiment. Learning that gases, chemicals, and other substances react to each other in a very large variety of ways was some of the knowledge gained during this experiment.

Monday, December 2, 2019

Principles of Modern Finance Sample Midterm Essay Example Essay Example

Principles of Modern Finance Sample Midterm Essay Example Paper Principles of Modern Finance Sample Midterm Essay Introduction Principles of Modern Finance Spring 2013 Sample Midterm February 22, 2012 Instructions †¢ You have 1 hour and 40 minutes. †¢ The exam is out of 25 points. †¢ There are 22 multiple-choice questions. 19 questions are worth one point, 3 questions are worth two points and are marked as such. †¢ If you get stuck, move on and come back later. 1 1. A stock is expected to pay a dividend of $10 next year, and this dividend is expected to grow by 5% each year thereafter. What should the price of the stock be if instruments of similar risk are paying 12%? (a) $83. 33 (b) $142. 86 (c) $150 (d) $200 2. A project has the following cash? ows: Year 0 1 2 Cash? w +12000? 7080? 6654 The IRR of these cash? ows is 9%. Assets of similar risk pay 5%. Should you accept this project? (a) Yes (b) No 3. I am considering buying a Greek government bond that promises to pay $1210 in two years’ time. However, there is a possibility that the Greek government will default between now and the promised payment. If the government does default, the bond will only pay $500. The probability of default is 0. 5. What should the price of the bond be if instruments of similar risk are paying 10%? (a) $1000 (b) $706. 62 (c) $413. 22 (d) $303. 68 4. I am enrolled in a 2-year MBA program, and have just started classes. To pay the tuition and living expenses, I borrow $50,000 per year (paid at the start of the year). The interest rate on the loan is 5%. I am certain to get a job at the end of the two years of study. That job will be guaranteed for ten years (from the date I start work), at a constant salary which will be paid at the end of each year of work. There are no taxes. I estimate that I will be able to save 1/4 of my income, whatever my income is. What is the minimum salary the job must have to allow me to pay o? my loans within ten years? (2pts) 2 (a) $43,050 (b) $50,000 (c) $55,752 (d) $61,339 5. A credit card company o? rs me a card with 20% APR, compounded daily. I m ake purchases of $3,000 on the card, and allow interest to accrue on those purchases for a year. Assuming each year has 365 days, the amount I will have to pay back is: (a) $3,315 (b) $3,600 (c) $3,664 (d) $3,901. 30 Answer the next two questions with reference to this information: Analysts argue that two things can happen over the next year: the economy can continue as it is or it can go into recession. The returns of two stocks: General Electric (GE) and Cisco (CSCO) in each possible state are given below: State Return on GE Continue as-is 15 Recession? 5 Return on CSCO 5 -1 The analysts estimate the probability of continuing as-is to be 0. 8 , and the probability of a recession to be 0. 2. 6. What is the expected return on a portfolio which is 120% in GE and? 20% in CSCO? (a) 10. 04% (b) 8% (c) 2. 55% (d) 0% 7. What is the variance of CSCO? (a) 1. 96%2 (b) 5. 76%2 (c) 13%2 (d) 23. 04%2 3 8. Alice can get a one-year loan at 5% at her bank, while no bank is willing to give Brad a o ne-year loan for less than 10%. Brad has just had surgery, and must pay the hospital $10,000 immediately, but he has no money today, though he will have money in one year. So Alice o? rs Brad a proposal: she will borrow $10,000 from her bank for one year on her own account, and Brad will repay this loan. In addition, he will pay Alice a sum of money today. What is the maximum amount that Brad should be willing to pay Alice up-front under this arrangement? Alice is not willing to consider borrowing more than $10,000. (2pts) (a) $454. 54 (b) $377. 18 (c) $476. 19 (d) $500 9. The risk-free interest rate today is 7%. One year ago, you bought an asset which is risk-free and would pay $100 two years from the date of purchase. The risk-free interest rate on the date of purchase was 10%. You sell the asset today. Principles of Modern Finance Sample Midterm Essay Body Paragraphs What is the rate of return (HPR) that you made? (a) 13% (b) 10% (c) 7% (d) 15% 10. The correlation between Alcoa (AA) and American Express (AXP) is 0. 3. You want to form a portfolio, investing 50% in each stock. What is the variance of your portfolio’s return? You have the following information: AA AXP 10 12 8 16 Expected return Standard deviation of return (a) 85. 76%2 (b) 99. 2%2 (c) 121%2 (d) 144%2 11. If you can get an 8% return (annual e? ective) on a ten year CD from your local bank, would it be wise to invest in a 10 year bond which promises to make a single payment of $1000 at the end of its life? Assume both are equally risky). This bond costs $475 now and will pay $1000 in ten years. 4 (a) Yes, the bond is better. (b) No, the bond is worse. (c) Can’t tell from information given 12. You are given the following information about portfolios of two risky assets, A and B: Weight in A Weight in B Std. dev. of portfolio 0 1 12 0. 5 0. 5 14 1 0 16 What is the covaria nce between A and B? (a) 192%2 (b) 168%2 (c) 224%2 (d) Cannot be determined 13. A? rm in a well-functioning capital market has the following projects available. The risk-free rate is 10%. Which should it invest in? NPV IRR X 10 15% Y 0. 3% Z -5 22% OCC 22% 5% 6% (a) X only (b) Z only (c) X and Y (d) X and Z (e) All three 5 14. You are considering investing in a bond. This bond costs $300 now and pays $550 in ten years. What is the IRR of this investment? (a) 1. 06% (b) 6. 25% (c) 8. 33% (d) 9. 01% Answer the next two questions using the following information: A project has the following expected cash? ows. Year 0 1 2 Expected cash? ow? 370 814? 447. 7 The IRR of these cash? ows is 10%. 15. Which of the NPV functions on the following page best describes this project? (2pts) (a) Graph A (b) Graph B (c) Graph C (d) Graph D 16. Given your answer to the previous question, what is the range of discount rates for which you should accept this project? (a) 10% only (b) Greater than 10% (c) L ess than 10% (d) Always accept, except at 10% (e) Always reject 6 NPV NPV 10% Discount rate 10% Discount rate Graph A Graph B NPV NPV 10% Discount rate 10% Discount rate Graph C Graph D 7 Answer the next six questions using the following information: Boeing is a very pro? table aeroplane manufacturer. It is considering building a facility to manufacture 747s on 10,000 acres in the Nevada desert. It is not considering any other sites. To encourage Boeing to set up the facility, the local chamber of commerce has bought the land and has o? ered to rent it to Boeing at a rent of zero dollars per year. Assume that this â€Å"gift† has no tax implications for Boeing. If Boeing were to try to rent the land in the open market, the rent would be $1,500 per acre per year, payable at the end of each year. Building the factory will cost Boeing $800M (800 million dollars), of which $200M is payable today and $600M will be need to be paid as soon as the factory begins production. It will t ake one year to build the factory and start production. The IRS says that the $800M cost can be depreciated (straight-line to zero) over the? rst twenty years in which the factory produces aeroplanes. However, Boeing expects that the demand for the 747 will eventually dry up, and so they plan to scrap the plant after the? rst ten years of production. They expect the scrap will be sold for $100M. Boeing expects the facility to produce and sell three Boeing 747 aeroplanes a year, with the? rst batch ready by the end of year 2. Raw materials cost $100M per plane, and labour costs will be $120M a year. Labour costs will be paid at the end of the year in which they are incurred. Raw material will be paid for one year late (i. e. , raw material costs incurred in year 2 will be paid at the end of year 3). Sales will be paid for two years late. Inventory is always 0. The price Boeing will receive for each plane is uncertain. It might be as high as $500M, or as low as $200M. Most likely, the price will be $400M. On average, the price they expect to receive is $350M. Boeing’s corporate o? ce is located in Chicago. Currently the CEO and his sta? make 120? ights a year in the corporate jet. Each? ight costs $200,000. If the Nevada facility is built, the CEO will have to make ten more? ghts a year, starting in the? rst year of production, with the cost per? ight being the same. The cost of the? ights is incurred at the end of year in which the? ights are made. The salary of the CEO will remain? xed at $12m per year. However, the corporate o? ce has decided to allocate $1m per year of this cost to the Nevada project, should it be built, starting at the end of year 2. This allocation has no tax implications. Boeing has another project which they wanted to start today. This project has a single after-tax cash in? ow of $20 million one year after it is started (and no other in? ws or out? ows). Building the factory in Nevada will occupy executive time, and mean that Boe ing will have to delay starting this project until the Nevada factory begins production. Taxes are expected to be 30%. The discount rate is 8%. 8 17. When calculating cash? ows for NPV, the revenue in the income statement at the end of each year of production will be (a) $600M (b) $1050M (c) $1200M (d) $1500M 18. The expected cash? ow the? rm obtains from scrapping the plant after ten years of production is (a) $70M (b) $90M (c) $100M (d) $190M (e) $280M 19. The cost that you will show in the income statement for each year of production will be: (a) $420M (b) $422M (c) $423M (d) $438M 20. What is the working capital at the end of the second year of production? (a)? $300M (b) $750M (c) $1050M (d) $1800M 21. What is your net cash? ow two years after the plant has stopped producing, that is, at the end of year 13? (a) $0 (b) $735M (c) $750M (d) $1050M (e) $1800M 9 22. The PV today of the opportunity cost from delaying the other project is: (a) $20M (b) $18. 52M (c) $17. 15M (d) $1. 37M 10 We will write a custom essay sample on Principles of Modern Finance Sample Midterm Essay Example specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on Principles of Modern Finance Sample Midterm Essay Example specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on Principles of Modern Finance Sample Midterm Essay Example specifically for you FOR ONLY $16.38 $13.9/page Hire Writer